HDFC International Cards
Don’t ever use your HDFC Gold International card on an international currency. I don’t know why they levy a heavy charge of 3.5% on as currency conversion fee.
This is not done on the StanChart card.
When I called the customer care, they told that it is as per the policy. I don’t know why the hell then they call it an international card. It will be good if HDFC remove the name international from its Card.
Beware !!!
Cheers - Ranjith

Vijay S said,
October 8, 2008 @ 3:05 pm
Not only HDFC, HSBC, Citibank also levies 3.5% as currency markup / conversion charges.
In the past 6 months, they have increased the currency conversion charges from 3 to 3.5%
If I am right, standard chartered also does the same. Better check with the bill and decide.
-Vijay-
Ranjith said,
October 9, 2008 @ 11:47 am
Hey Boy !!!
I checked with the SCB Card statement before doing this post. I used it some three weeks back on the skype payment and at a hotel in US. There is no extra charges levied over it.
Cheers - Ranjith.